I take my 5d as the smallest camera I own that will do everything I want.
Then, with my style of shooting, a picture is either a wide shot or a long shot and anything in between is a wasted lens. I favour primes for the quality and extra light capabilities so my 24 f1.4 and my 50 f1.2 and I know people will say a 50mm isn't a long lens but shooting at f1.2 it can produce a similar effect.
So fast lenses mean no need for a flash. One camera, two lenses and I can do just about anything I want.
If I'm being lazy I might just take the 24-70 f2.8...throw it over the shoulder or put it in your day bag and you are good to go but the faster primes have the edge by a long shot.
If I'm not going to be carrying pro gear then the Lumix with the 20mm f 2.0 lens is great but if I'm going down that route why not just use the iPhone? You can usually fudge a pretty good quality version of what you were looking using it with a bit of imagination...and hey presto...no gear.
Some of my favourite travel pictures are on the iPhone and I take more if that's all I have. Sure the pro gear is better quality but I find I don't use it as much and the extra quality isn't missed most of the time since I'm seldom looking to publish travel pictures.
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