The B&H Payboo® Credit Card

Your choice of everyday benefits when you use the B&H Payboo credit card.

Save the Tax

You pay the tax, we pay you back - instantly!

That's 8% Off!

on qualifying purchases shipped to .

Shipping somewhere else?

OR

6 & 12 Month Special Financing§

on minimum purchase of $199 for 6 months
or $599 for 12 months

No interest if paid in full within
6 & 12 Months1

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period.

Check if you prequalify for the Payboo Credit Card without affecting your credit score.Δ

Apply Now if you would like to proceed with an application which will result in a hard inquiry on your credit report.

Shop Instantly

Fast Approval

No Annual Fee

Already have the Payboo® Credit Card?
Visit comenity.net/bhphoto to manage your account or make payments 24/7.
Limited Time Offer

Extended Financing Offer

Zero interest if paid in full within 24 months

On minimum purchases of $720 for 24 months of select items from the participating brands made with your Payboo Credit Card at B&H.
Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Read each product's detail page for required monthly payment terms and offer expiration dates.

How It Works

Other How-To Guides

How to Activate Your Payboo Credit Card
1:15
How to Register for Account Center
1:55
Setting up Autopay
2:05
I was able to apply online for a credit card and use it online for my first purchase. That's awesome!
Natasha S., Sacramento, CA
The Payboo Savings is by far the best feature of B&H. And how easy is it to purchase and deal with if there are issues. Thank you B&H.
Vadlamudi R., Pearland, TX
Bread Financial

Bread Financial® app:

manage your account and make payments

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Frequently Asked Questions

For questions about applications, statements, account or payments

Contact Comenity Capital Bank

866.292.5123

TDD/TTY: 888.819.1918

For questions about promotions, placing an order or an order you've placed

Contact B&H

Payboo Hotline: 800.769.6107

[email protected]

Δ

A soft inquiry is used to check your eligibility which will not affect your credit score.

For new accounts, as of Purchase APR of 35.99%, Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum Interest Charge is $3.00. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements.

Offer only available at purchases shipped to states with sales tax. Changing shipping address at checkout might alter the benefit value . Offer is not available on orders shipped to any jurisdictions where B&H is not required to collect and remit sales tax/or local sales tax and use (Delaware, Montana, New Hampshire, Oregon, and Puerto Rico as of ). This offer does not apply to purchases of gift cards or other tax exempt purchases. Account must not be in default. Redemption Details: Cannot be combined with promotional plan financing. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. The entire transaction amount after discount must be placed on the Payboo Credit Card. B&H reserves the right to alter, amend or terminate this offer at any time. B&H will collect and remit the requisite state and local sales/use tax on all taxable purchases based on the retail price paid by the customer in jurisdictions where B&H is required to collect and remit sales/use tax. B&H collects and remits sales/use tax in New York for purchases received at our NYC SuperStore, or at the order shipping address for non-NYC SuperStore purchases made in or shipped to jurisdictions where B&H is required to collect and local law.

§

Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Promotional Plan transactions cannot be combined with Save the Tax.

Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). As of , terms for new Accounts: Purchase APR of 35.99%, Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum Interest Charge is $3. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

1

Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of , terms for new Accounts: Purchase APR of 35.99%. Minimum interest charge of $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Payboo Credit Card Accounts are issued by Comenity Capital Bank.

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